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Could have, Should have, or Would have…

September 4, 2009

Could have, Should have, or Would have…

Missed the boat?
From Winnie Go, Scotia McLeod advisor

Now that the North American stock markets have soared close to 50% from their lows of March 9th and Canadian Financials nearly doubling during the same period, it leads one to ponder—“have I missed the boat”?

The short answer is not necessarily. For those investors who have regularly reviewed their asset allocation and overall financial plan objectives, they may still be on track by not panicking and selling into the weakness of the meltdown that had put global markets into turmoil. Having a plan lets one be more objective and less emotional.

We faced difficult and unprecedented times. Some investors went completely to cash and have not stepped back in. Leading to the question, what should I invest in now? For those investors, it would be prudent to review their current financial situation, discuss and set life and financial goals and match those to their investments (and risk tolerance) in preparation for a recovery, or a possible retrenchment. Either way put a viable investment strategy and financial plan in place. Add constant review to make sure that no matter what the future holds that one has peace of mind.

Winnie L. Go, CIM, FMA, RS
Associate Portfolio Manager
Senior Wealth Advisor

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